AXA PPP healthcare
AXA PPP healthcare is one of the country’s biggest private health insurance companies and part of a worldwide organisation serving some 50 million customers.
WPA is a specialist not-for-profit health insurer offering private medical insurance to individuals and companies.
Founded in 1927, The Exeter provides private health insurance and cash plans for individuals and businesses.
April UK is a relative newcomer but has swiftly grown - both in size and reputation - to become one of the largest health insurers in the UK. It is part of the international APRIL Group which operates in 33 countries and protects some six million policyholders worldwide.
Unum is one of the World’s leading providers of Group Insurance with more than 40 years’ experience.
Ellipse is a digital group risk insurer, providing group life, group critical illness and group income protection to companies with two lives or more.
Legal and General
Legal and General are a UK leading provider of Group Protection, with 85 years of expertise and knowledge. They looked after over 4,800 group protection policies and provided protection to almost 2 million employees.
Established in Canada in 1847 and operating in the UK since 1903, Canada Life are committed to providing you with market leading Group Insurance products.
Expacare is one of the longest established providers of international health insurance for expatriates, operating in 140 countries for 30 years. They aim to provide top quality support, wherever you are in the world.
Zurich is one of the world’s largest insurance groups and boast over 130 years of experience worldwide in the sector.
The Permanent Health Company
PHC is a specialist health insurance company which, for over 20 years, has been delivering first class cover and a personalised service to thousands of employees across the UK.
AmTrust Life offers tailored group life insurance solutions throughout the world, with bases in North America, Europe and Bermuda.
Risk Assurance Management Limited
Risk Assurance Management Limited are a specialist ‘Virtual Insurer’ in the group risk market.
With 80 years of experience, CS Healthcare offer quality group and individual private health insurance policies.
Medex Protect is a specialist medical excess and shortfall protection insurance plan - it insures the excess you have on your regular private medical insurance.
Nuffield Health are one of the UK’s largest not-for-profit healthcare organisations, so reinvest all of their profits into improving customer service and care.
Denplan is the UK’s largest dental payment plan specialist and have gained over 28 years of experience arranging dental payment plans that best meet the dental needs of employees. They are a nationally recognised and award-winning brand.
General & Medical
General & Medical specialise in top quality yet competitively priced private health insurance, with a personal touch. Their plans are designed for individuals, families and businesses both in the UK and overseas.
AXA PPP healthcare range of insurance options
Fast access to medical care
AXA PPP healthcare's Fast Track Appointment service helps you swiftly locate an appropriate specialist, normally out of a choice of up to three, and then book an appointment on your behalf.
The way they see it - they can’t take the worry of illness away, but they can remove the hassle of making an appointment.
Personal help through difficult times
If you’re diagnosed with cancer or a heart condition, in addition to excellent cover, you can take advantage of a dedicated nurse telephone helpline to secure invaluable advice and support at what is a difficult time. All private health insurance plan members can also make use of a 24 hour telephone helpline staffed by experienced professionals including registered nurses, counsellors, midwives and pharmacists*.
Finally AXA PPP healthcare also pledges to offer the latest proven treatments, drugs and agreed clinical trials, so you can access the medication and eligible treatments you need.
Group health options for SMEs and large corporations
From their Fast Track Appointments service helping your staff get back to work quickly, to specialist teams by company size and their Wellbeing Hub - AXA PPP healthcare take the time to make sure you and your business are looked after.
Why Would Chase Templeton Recommend Axa PPP healthcare?
If your adviser has recommended a policy from this insurer you can find out more about why we might recommend Axa PPP healthcare here.
AXA PPP healthcare claim form
Most AXA PPP healthcare claims can be made via a phone call. Find out how to make your claim here.
* Pharmacists and midwives are available 8am to 8pm, Monday to Friday, until 4pm on Saturday and 12pm on Sunday.
With over 110 years heritage, WPA is one of the UK's leading health insurance providers and are widely regarded in the financial services industry as being an innovative, high quality provider with service standards second to none.
Flexible health policies allow you to design your cover
WPA operates in all areas of the UK health insurance market, offering a range of options to enable individuals and companies to tailor their healthcare to specific budget and benefit requirements.
Standards are high
WPA has an ethos of putting customers at the centre of all they do resulting in a reputation of excellent customer service. Underpinning this are International Standards Organisation Accreditations (ISO), ensuring processes are in place to deliver the promises made to customers.
Shared Responsibility can lead to Lower Premiums
WPA is regarded as a trailblazer for “shared responsibility” which allows individuals and companies to reduce their premiums by taking a share of the risk. This can give you flexibility by allowing you to choose a lower premium in return for contributing, for example, 25% towards the cost of any claim, with WPA settling the remaining 75%.
An Extensive Hospital List to choose from
WPA provide customers with the freedom to choose who treats them and where, offering unrestricted hospital lists on the basis it should be a clinical rather than commercial. Customers have access to over 600 hospitals in the UK including BMI, Nuffield, Ramsay and private wings of NHS hospitals.
WPA Claim Form
Download the WPA Claim Forms and track the status of your claim online here.
Why Would Chase Templeton Recommend WPA?
If your adviser has recommended a policy from this insurer you can find out more about why we might recommend WPA here.
Less Jargon, more cover
We like The Exeter’s no-nonsense approach which includes an admirable commitment to banishing jargon and policies that do what they say on the tin. For example, the society’s Health Cover for Me scheme includes unlimited cover for in, day and out-patient treatment, all stages of cancer, physiotherapy, osteopathy, podiatry & chiropractic treatment, GP helpline, home nursing and more: if it’s covered, it’s covered! The only caveat is that your chosen specialist confirms to the insurer’s fee structure. This straightforward approach means that customers truly understand what they're getting, which is perhaps why their valid claims rate is so high - they paid 99% of private medical insurance claims received in 2015.
Modular Health Insurance Policies
The Exeter offer a choice of three private medical insurance policies - allowing you to pick something that you're happy with, These three health plans offer excellent choice to suit different budgets and meet different health concerns. The top tier Health Cover for Me provides ‘comprehensive’ cover without either financial or time constraints. Health Choices for Me is, as the name suggests, a flexible plan which requires you only to decide if you want cancer cover and the level of outpatient and manipulative treatments you want to be covered. Finally Health Essentials for Me breaks with private medical insurance by focusing exclusively on treatments and not diagnoses. The logic is that its treatment costs that break the bank and that this structure enables unlimited in and out-patient cover with the lack of diagnostic cover minimising premiums.
Why Would Chase Templeton Recommend The Exeter?
If your adviser has recommended a policy from this insurer you can find out more about why we might recommend The Exeter here.
The Exeter Claim Form
The Exeter allow you to make a claim by sending a letter, email or making a phone call - contact information will be in your policy documents. Downloadable claim forms for Cash Plans can be found here.
April UK offers global Private Medical Insurance to individuals and businesses
Customised health insurance policies
We like that April UK allows you to build your own customised private medical insurance plan by picking and choosing from a range of “add on” options such as dental, optical, complementary therapies, recuperative care and psychiatric cover. This gives you the freedom to determine the cover you require within your own available budget, and all policies incorporate as standard, both in and day patient care with no annual financial limit on benefits.
Another plus point is April’s Excess Bonus Option No Claims Discount scheme, which rewards a claims free history with successive annual reductions in your excess.
Competitive premiums with the ‘inSpire’ private medical insurance plan
APRIL UK have formed a partnership with Spire Healthcare to create ‘inSpire’ - an innovative health insurance plan that combines high quality healthcare with exceptional value for money.
The ‘inSpire’ Private Medical Insurance Plan allows you to receive a wide range of treatments at any Spire Hospital throughout the UK. As they are Spire Healthcare’s chosen health insurance partner, APRIL UK benefit from discounted hospital charges, which they pass onto their customers as reduced premiums.
April UK Claim Form
To make a claim on your insurance, call, write to or email April UK to check that your treatment is covered and obtain a claim form if necessary - contact details will be on your policy documents.
Why Would Chase Templeton Recommend April UK?
If your adviser has recommended a policy from this insurer you can find out more about why we might recommend April UK here.
Providing security and peace of mind
At the end of 2014, Unum protected almost 1.4 million people in the UK and paid claims of £313 million - representing in excess of £6 million a week in benefits to their customers.
With more than 40 years’ experience, Unum is one of the UK’s leading providers of financial protection. In the UK, Unum has a financial strength rating of A- (Strong) from Standard & Poor's with a stable outlook.
Everyone needs a back up plan
Wanting to be the go-to for UK workers, Unum specialise in providing Income Protection through the workplace, helping employers protect their workers by providing access to financial protection and safeguarding employees from the consequences of serious illness, injury or death.
Unum: The company who cares
Unum deals in Income Protection, Critical Illness cover and Life Insurance, and we really like that they aim to be seen as a company of people who care about people - an important sentiment in such sensitive circumstances.
Unum Claim Form
To make a claim, contact Unum by phone or email, and they will fill out a claim form for you. See the step-by-step guide to making an insurance claim here.
Why Would Chase Templeton Recommend Unum?
If your adviser has recommended a policy from this insurer you can find out more about why we might recommend unum here.
Secure, Fast and Competitive Corporate Insurance Policies
In the five years since its launch, Ellipse has established itself as a mainstream provider of Group Life Insurance and Group Disability Cover. Part of the Munich Re group, it offers a real alternative for clients who want secure, fast online services and competitive premiums, minimising the time they spend setting up and maintaining their policy.
Award-winning Group Risk Products
Products include group life insurance, critical illness cover and income protection for companies with two lives or more. Ellipse won ‘Group Life Provider of the Year’ at the 2014 Cover Excellence Awards.
Ellipse Claim Form
Find out how to get an Ellipse Claim Form, and how it'll be processed here.
Why Would Chase Templeton Recommend Ellipse Insurance?
If your adviser has recommended a policy from this insurer you can find out more about why we might recommend Ellipse Insurance here.
Legal and General’s group protection products are designed to provide insured employees with valuable financial benefits and support. The aim is to help employers make their employee benefits more attractive and boost their staff recruitment and retention activity.
Why choose insurance from Legal and General?
- Providing confidence through claims payment - in 2014 Legal and General paid 97% of group protection claims worth £264m.
- Reducing the cost of absence – Legal and General’s group income protection proposition can also provide early intervention and funding for appropriate treatment to help employees return to work.
- Extra benefits for your staff – Legal and General provide free employee assistance programme (EAP), Worklife Solutions, with all group protection products including benefits for employees not insured by their policy.
Legal and General Group Protection Products
- Group Life Assurance and Dependants’ Pension: Designed to pay a benefit if the insured employee dies in service.
- Group Income Protection: Provides a monthly income for insured employees unable to work because of long term illness or injury. Legal and General’s policy can also provide early intervention and funding for appropriate treatment to help employees return to work.
- Group Critical Illness Cover: Provides a tax-free cash lump sum for employees who have been diagnosed with a serious illness or condition.
- Flexible Benefits: A range of flexible protection benefits designed to suit your budget and scheme setup.
Legal and General Claim Form
Download the Legal and General Claim Forms here.
Health Shield was established in 1877 at a time before the NHS or the welfare state, when people needed to find ways to provide for themselves and their families in times of need.
Health Shield's Award Winning Cash Plans
Still driven by the ideals of their original members, Health Shield is today an award-winning provider of Health Cash Plans and health and well-being benefits.
Everyday healthcare treatment costs
Members of the non-profit friendly society can claim back their everyday healthcare treatment costs up to their chosen maximum level.
Health Shield Claim Form
To claim with Health Shield, simply book an appointment with an approved healthcare practitioner, go for your treatment and make sure to get a receipt. This needs to include your name, the type of treatment you had, the amount paid and your practitioner's details. You can submit your claim anytime 12 months after your treatment date, and Health Shield aim to process and pay all valid claims within 2 working days.
Make an online claim, or download the Health Shield Claim Forms here.
Over 40 Years Experience in UK Group Protection
Canada Life has provided Group Insurance products for more than 40 years and has grown to become one of the UK’s largest providers of Group Risk Insurance, covering more than 2.7 million people.
Canada Life's ThreeCore Group Risk Products
The provider is recognised as having substantial weight and experience in its three core product sectors:
As part of the Great-West Lifeco Inc., one of Canada’s largest Health and Life insurance companies, Canada Life is part of a group which serves several million people worldwide. Great-West Lifeco and its subsidiaries have also received strong ratings from the major ratings agencies.
Canada Life Claim Form
Download the Canada Life Claim Forms here.
Why Would Chase Templeton Recommend Canada Life?
If your adviser has recommended a policy from this insurer you can find out more about why we might recommend Canada Life here.
Group Expat Insurance
Expacare offer a variety of corporate expat insurance plans to suit everyone, from small businesses, to much larger global companies. With a range of benefits and the option to create a tailored insurance plan, they pride themselves on their personal customer service.
24 Hour Assistance to all customers
Expacare aim to provide all clients, regardless of size or geographical location, with 24 hour professional and compassionate assistance from people who care about you.
Expacare Claim Form
Download the Expacare Claim Forms here.
Zurich aim to become the best global insurer by helping their customers, protect themselves from Group Risk. In 2015, they won the Best Business Award for Best Customer Focus, thanks to their 11,000+ employees on hand to help UK insurance holders.
Tailored Group Risk insurance policies
Whether you’re a small, medium, large or even multinational business, Zurich can provide you with a Group Risk policy that best suits your needs.
Zurich Claim Form
Why Would Chase Templeton Recommend Zurich Insurance?
If your adviser has recommended a policy from this insurer you can find out more about why we might recommend Zurich Insurance here.
Having recently been purchased by AXA PPP, PHC are stronger than ever, providing flexible Corporate and Individual Private Medical Insurance.
The Permanent Health Company pride themselves on service excellence, flexibility and a personal touch.
Against a market backdrop of increased commoditisation and consolidation, being an independent specialist company means PHC is able to take a different approach. Rather than develop products that suit the majority, they listen to their customers and design products and services that suit their needs.
PHC's Customer Service is it's number one priority
PHC make customer service their number one priority and prides itself on offering a personal service that puts the needs of the customers right at its heart - members will always speak to a person and never a machine. PHC is one of the few Private Medical Insurance providers to offer a 24/7 claims helpline and where possible it will aim for members to speak to the same person in the claims team.
Flexibility in Group Policies
As part of PHC's company plans, an employer can tailor the cover to their needs on an individual employee level. Plan options, excess levels and hospital options can all be mixed and matched to suit the business' needs.
Added value in Group Policies
All Private Medical Insurance members - and their families- have free access to counselling and medical advice helplines with web-based personalised lifestyle and nutrition advice.
Additionally, The Permanent Health Company offer a managers support package. This provides support and guidance from qualified counsellors who can coach managers to proactively and constructively manage challenging staff related situations.
PHC Claim Form
The Permanent Health Company asks that you call to make a claim, rather than sending in a form. The latest phone numbers and questions are available here.
Why Would Chase Templeton Recommend The PHC?
If your adviser has recommended a policy from this insurer you can find out more about why we might recommend The PHC here.
Goals and Values
Optimal aim to be the business protection provider of choice and believe their values of honesty, integrity, delivery, excellence, openness and service are the way to do this.
Priding themselves on their relationship driven approach, Optimal are strongly focussed on consistently delivering high levels of service.
SME Business Specialists
As a provider with a raft of experienced and highly knowledgeable staff, Optimal focus on innovative product development which aims to simplify Group Risk Products.
Optimal can provide cover for businesses as small as three employees and their Group Life product is comprehensive yet competitively priced.
Optimal Protection Claim Form
Download the Optimal Protection Claim Forms and other Documents here.
AmTrust Life can trace its origins back for over 60 years, making them the longest running life syndicate at Lloyd’s. Being part of Lloyd’s of London means they can provide life cover within the UK and in many international territories.
AmTrust puts relationships at the heart of it's Insurance Policies
AmTrust pride themselves in putting strong relationships and the needs of clients at the heart of all they do. They aim to prove support and advice on top of their Group Insurance Policies, and put relationships at the heart of what they do.
Bespoke group cover and innovative insurance solutions
As a specialist Life only provider, AmTrust can provide bespoke and innovative solutions. With a core focus on the UK SME market, they can also underwrite groups that include International business, hazardous occupations and locations.
Policies can be refined, expanded and tailored to ensure that the focus is on an individual client. AmTrust Life’s flexible approach to underwriting means cover can be tailored to your needs.
AmTrust Claim Form
All claims for AmTrust must be made via a phone call - find their claim centre numbers and opening times here.
Omnilife are Specialists in Group Risk
Omnilife focus primarily on Corporate Group Risk products, and feel that working within this niche gives them a wealth of insight and the ability to offer highly competitive premiums. With over 20 years of experience in this field they are equipped with the knowledge to best tailor policies to each companies’ needs.
First Class Insurance Service
Omnilife pride themselves on offering a high level of service to all policyholders. This includes providing innovative solutions and bespoke plans, whether you are an small business or large corporation requiring cover.
Flexibility, expert technical support and global networks are what help Omnilife deliver specialist Corporate Group Risk Insurance and consistently great service.
Omnilife Claim Form
Download the Omnilife Claim Forms here.
Risk Assurance Management Limited (RAM) was established in 2001 with the aim of delivering outstanding underwriting and administration services to insurers and intermediaries within the Group Risk market. With their experience and proven approach, they know how to reliably deliver the perfect blend of quality, service and value.
Integrity and Trust
RAM boast an impressive team of talented Group Risk underwriters and administrators, some of whom have been working together for over 30 years.
Whether providing a quotation, assuming risk or paying a claim, RAM’s caring and pragmatic approach ensures all matters are handled in an efficient, professional and understanding manner – policyholders can be confident in RAM’s ability.
RAM has a strong reputation for high quality customer service. RAM combines its efficient level of administration with a thorough approach to complete client satisfaction to provide a first class service.
Policyholders can be assured of RAM’s close attention to detail at all times and can be confident that claims will be settled quickly, removing any additional pressures during difficult times.
Risk Assurance Management Claim Form
Download the RAM Claim Forms here, and remember to include supporting evidence such as a Original Death Certificate or Payslips if applicable.
Why Would Chase Templeton Recommend Risk Assurance Management (RAM)?
If your adviser has recommended a policy from this insurer you can find out more about why we might recommend Risk Assurance Management here.
Focusing on Individuals, not Policyholders
CS Healthcare is a friendly mutual society, which means that they can be open and honest with their policyholders, and put their individual needs at the heart of everything they do. Their private medical insurance is founded upon practical plans that translate to real life.
Customer satisfaction“94% of members would recommend CS Healthcare to friends and family”*.
Happy customers are pleased with the value for money insurance and personal service offered by CS Healthcare. With UK based staff CS Healthcare are proud to respond to queries promptly. Policies are available to suit a range of circumstances, and budgets.
*CS Healthcare existing member surveys carried out between January and December 2015
CS Healthcare Claim Form
Find out about making a claim and accessing the CS Healthcare claims helpline here.
Why Would Chase Templeton Recommend CS Healthcare?
If your adviser has recommended a policy from this insurer you can find out more about why we might recommend CS Healthcare here.
How Medex Protect worksAn example of how you might use Medex Protect is:
- You suffer an unexpected illness, and undergo private medical treatment.
- You claim for the costs of this treatment on your private health insurance policy.
- Your health insurance policy requires you to pay an excess (usually £50-£250) before they pay out the cost of your treatment. This is usually not refundable, so is a cost to you.
- You then claim the cost of the excess back off Medex Protect - leaving you with no shortfalls.
How to Claim on Medex Protect
- Download the Medex Protect Claim Form below.
- Complete all of the sections of the Form, and sign the declaration.
- It’s really important that you complete the section detailing whether the claim should be paid directly to you, or to your hospital/practitioner - Medex need this section to be accurate. Include any details of who a cheque should be made payable to, plus a postal address.
- Collect any supporting evidence - this includes any evidence that an excess has been deducted from your claim, and is due for payment. Medex will send you a Claims Statement confirming the amount due.
- Submit your claim form by emailing it to firstname.lastname@example.org
Please also note if you have Medex Protect cover through a group (company) policy then you will not be able to claim within the first 30 days of your policy start date if the policy covers five people or less. If the policy covers six people or more then you will be able to claim immediately.
If you have any questions on your Medex Claim Form, you can contact either your Chase Templeton advisor, or Medex directly on 0800 534 5224.
Medex Protect Claim Form
Download the Medex Protect Claims Form here
Why Would Chase Templeton Recommend Medex Protect?
If your adviser has recommended a policy from this insurer you can find out more about why we might recommend Medex Protect here.
Cash Plan provider Westfield Health describes itself as one of the most secure and successful UK health insurers, and have won numerous awards in their time, including the Moneyfacts Best Health Cash Plan Provider 2015, Consumer Advisor Best Cashplan Provider 2014 and the North of England Excellence Award, 2010.
Westfield is a not-for-profit organisation and gives back to the community by donating to the NHS and other medical charities.
All-round Cash Plans for individuals
Westfield’s cash plans for individuals are fairly comprehensive - as well as including the standard money back on everyday optical, dental and therapy fees, they also feature cash pay outs for hospital stays, day surgery and childbirth, as well as telephone GP or counselling services and discounted gym memberships.
Policies can be adapted to cover dependent children and partners at little or no additional cost, keeping your family’s health and wellbeing affordable.
Employee Assistance Programmes included with Cash Plans
Westfield was the first UK health cash plan provider to incorporate an Employee Assistance Programme or EAP into their offering. Their programme has grown, and now includes Diagnostic Scans (MRIs, CTs and PETs), Cognitive Behavioural Therapy (CBT) and 24hr GP Phone Consultations.
An extensive, not expensive, range of corporate cash plan solutions
Westfield offers a good range of choice for business cash plans - including both company-paid and employee-paid options. All their plans are simple to arrange and even incorporate into an existing benefits scheme, and they provide full marketing support to help communicate to your staff what you’re offering, and get the most out of your plan.
Take your cash plan further with employee rewards
Westfield’s cash plans include access to Westfield Rewards - an online portal giving all policyholders access to high street offers, promotions and cashback. It’s another feature that helps you show your staff how much you care and want to give back to them.
Why Would Chase Templeton Recommend Westfield Health?
If your adviser has recommended a policy from this insurer you can find out more about why we might recommend Westfield Health here.
Company health screening by Nuffield Health
We work with Nuffield Health to help businesses incorporate Health Assessments into their employee benefits offering. With some of the most advanced health assessments on the market, your business can stay informed and educated about their health and wellbeing.
Why offer private health screening?
Private health assessments are a great way to promote employee well-being, and identify future risks of employee absences through sickness. They can also help you identify any health problems that might impact an existing or prospective employee’s work performance – and determine how you as an employer might help support them.
Your choice of health assessments
Nuffield Health offers different types of health assessment for your employees, and are open to tailoring their offering to suit your business’s needs:
- On-site Assessments: A Nuffield Health physiologist will come onsite to you and conduct 30 minute Health Checks to include tests such as Height/Weight, Blood Pressure, Body Fat percentage and urine analysis
- Lifestyle Health Assessments: A contemporary assessment with a focus on common health issues and lifestyle change
- 360 Health Assessments: An in-depth, 2 hour assessment looking at your health, from every angle, including an hour consultation with an experienced doctor
- 360+ Health Assessments: The most comprehensive option, almost three hours of in-depth health checks, including an ECG or aerobic fitness test, plus consultations with a physiologist on lifestyle management
Health Screening is just the first step
Nuffield Health go beyond health screening, in fact they view it as the first step on your company journey to a healthy and happy workforce. Nuffield uses the assessments to identify and map your employees' medical issues, they’ll then go on to tailor a programme of advice and actions, and suggest corporate health services if you want to take the next step in addressing these.
Why Would Chase Templeton Recommend Nuffield Health?
If your adviser has recommended a policy from this insurer you can find out more about why we might recommend Nuffield Health here.
Why choose a Denplan dental benefit?
Dental payment plans are a way of spreading the cost of your routine (check-ups, hygiene visits and x-rays) and restorative (crowns, bridges or fillings) dental care. A dental benefit is one that can be used on a regular basis – not just in an emergency.
The dental benefit also allows you to choose which dentist to go to – whether private or NHS which makes it easier to find one that is most convenient for you.
Key features of Denplan’s dental benefit:
- No initial oral health check needed and pre-existing conditions covered (except treatment for mouth cancer, pre-planned treatment or treatment for dental injuries that take place before the cover started)
- Choice of any dentist whether private, NHS or Denplan
- 24-Hour Worldwide Dental Emergency Helpline – available in the event of a dental injury or dental emergency
- Worldwide emergency dental treatment and dental injury cover up to £10,800 per policy year
- Mouth cancer cover up to £20,000 (cover not immediately available)
- Dependants can be included – dental plan must be the same as yours
- Includes cover even if you are abroad
For full details of all the benefit limits see the Denplan Benefit Table.
How to make a claim
Denplan have a simple claims procedure to follow.
When your treatment has finished, you pay the dentist in the usual way. Your claim for reimbursement can then be submitted online.
Alternatively, you can request a claim form, complete it and attach a receipt for the amount you have paid and send the form to Denplan within 60 days of treatment. You will then be reimbursed up to specific amounts, as shown in the table in the benefit literature. No pre-authorisation is required and the dentist doesn’t need to sign anything.
Denplan Discount Network
Denplan have partnered with their UK network of dentists to offer you discounts off dental treatment at participating practices.
If you would like to find a Denplan Discount Network dentist you can search online where you can find out, who is offering a discount and what discounts they are offering.
Two General & Medical PMI plans to choose fromGeneral and Medical offer two main private health insurance ranges:
- The Equs Range is the fundamental medical insurance plan - essential and affordable health insurance suitable if you are looking for a more fundamental level of in-patient, out-patient and cancer cover.
- The Altus Range is a more comprehensive medical protection offering full in-patient and cancer care with various levels of outpatient treatments depending upon the level of cover you choose.
Both ranges have benefits including cover for certain pre-existing conditions and additional benefits which can be added to all policies, complementing the level of health insurance you choose.
Access to over 750 UK Hospitals and Medical Facilities lets you choose where to get treatment
We like how, whatever level of Private Medical Insurance cover you choose, you will have access to over 750 UK hospitals and medical facilities.
Also, depending upon the level of cover you choose you can also access some facilities abroad. If you are treated within a private hospital you’ll usually have a private en-suite room, excellent food and unrestricted visiting hours, allowing you to rest and recover in comfort.
Health and Wellbeing support with online lifestyle assessments included with your policy
All of General & Medical’s insurance policies give you access to the ‘Health & Wellbeing’ service - packed full of resources to help you live a healthier and more balanced lifestyle.
These resources include, help to stop smoking, 24/7 confidential telephone counselling, 24/7 GP telephone helpline plus a lifestyle service and online health assessments.
General and Medical believe in the personal touch and assign a trained Health & Care support specialist to all their clients. They do not operate a Managed Care System allowing you and your specialist the freedom to decide where and who treats you, should the need arise to make a health related claim.
General and Medical allows you to stay in control - People First… Always.