Group Risk benefits form an important part of an employee benefits package. Providing the right benefits at the right level is an essential part of attracting, retaining and getting the most out of your staff.
By including much valued benefits you can also enhance your corporate and brand reputation by demonstrating that the welfare of your employees and their families is important to you. A well constructed employee benefits package can also be an effective absence management tool, helping to prevent and minimise sickness absence.
According to ACAS research, sickness absence costs employers a staggering £9 billion annually.
As an employer you therefore have a vested interest in introducing an absence management strategy incorporating an occupational health scheme, to help ensure you have a healthy and well-motivated workforce.
The business case is hard to ignore. Accountants and business advisers PricewaterhouseCoopers calculate that British workers take up to four times more sick leave than their overseas counterparts, estimating the total absence bill to UK Plc to be £31.1 billion.
Minimising both sickness and unauthorised absences is therefore of vital importance to the competiveness of companies trading within the UK and across its borders.
Occupational health insurance can be a particularly effective weapon in the absence management armoury – “One of the best ways to manage sickness”.
Implementing a plan does need careful consideration – it’s not a quick solution, but rather a potentially invaluable tool within a company’s wider cultural and strategic approach, one that can have a significant impact on a workforce’s loyalty, motivation and productivity.
The benefits available are extensive and include telephone counselling and advice lines, critical incident, serious illness and accident support, commercial legal advice for HR professionals, health surveillance risk audits, GP callbacks and medical information.
Access to HR expertise also provides a welcome safety net to companies having to navigate the complex maze of health, safety and employment legislation.
As well as working closely with you to determine the best plan for your business, our employee benefits specialists will create a dedicated online portal, bearing your company branding, from which you and your staff can access advice and support.
Our plan will give you and your employees unlimited access to occupational health support, with personal attention from one of over 500 occupational health professionals from across the UK.
In choosing your occupational health plan, your dedicated Chase Templeton adviser will be pleased to help you identify key priorities, guide you to the best available solution and provide ongoing support, be that amending your future protection to meet the changing circumstances of your business or helping should you need to claim on your policy.
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