International Medical Insurance
Providing international medical insurance can be a valued employee benefit when you have employees who work overseas.
With dedicated account management and outstanding customer service, Chase Templeton is an ideal partner for your international healthcare needs.
Protect your expat employees with International Medical Insurance
According to the Home Office some 149,000 British citizens leave the UK a year, most for work-related reasons*. The trend for increasing emigration from the UK for employment reasons means many more people are being exposed to potential risks which corporate international health insurance can effectively protect against.
Providing your expatriate employees with international company health insurance makes strong business sense.
Not only does it provide staff with a highly valued employee benefit, but it can help you better manage sickness absence through both preventative and reactive healthcare.
Access to specialist health advice can prevent minor ailments escalating, while swift diagnosis and treatment of a condition preventing an employee coming into work can hasten their return - and help you maximise productivity.
Choosing an international health policy
Even entry-level international company medical insurance plans typically include extensive cancer cover, alongside a range of in and day-patient treatments. Invest more in the wellbeing of your staff and you can provide more comprehensive care including maternity, dental, optical and vaccination cover.
In choosing your policy, you will also need to consider which provider offers the network of hospitals which best match your international operations. That's because different insurers have different strengths, some offering better health and hospital networks in the United States, Europe, Africa or the Middle East.
Seek expert advice when choosing your insurance
The options available to your business are therefore varied, and with so much choice it can be hard to see the wood for the trees. That's why it's important to secure expert advice from an experienced employee health insurance specialist like Chase Templeton. We serve UK businesses from SMEs to major international PLCs by providing clear, honest and impartial advice specifically designed to match client needs.
Questions to ask before setting up your Company International Health Insurance
Because one size does not fit all, it's important to take the time to examine your precise needs and seek expert assistance in the creation of a bespoke international health insurance plan. You'll need to take into account the size and make-up of your international workforce, the territories in which they'll be based, anticipated work-related cross-border movements, and the level of cover you wish to provide.
Things you should consider include:
- Do you need cover in one or more territories?
Providers offer access to different healthcare networks and have strengths and weaknesses in particular countries and regions; it's therefore important to choose the insurer that best covers your operational territories.
- Will your employees be travelling to countries and regions other than that in which they're based?
This can inform the level of cover you provide. For example, would vaccination cover be useful to your business?
- Which benefits will be most valued by you and your business?
Things like optical, dental and physiotherapy treatment may be included with some policies or you may be able to add particular care options.
Helping your business find an insuance policy
With so many international company health insurance plans available, and with the standards of medical care facilities varying hugely across the world, it's important that you carefully select the policy that affords you the best protection at the best price.
Your dedicated Chase Templeton advisor will work with you to find a solution and provide ongoing support, be that amending your future protection to meet your changing circumstances or helping you and your staff should they need to claim on your policy.
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About Chase Templeton
Our impressive trading pedigree has seen Chase Templeton named Best Group PMI Intermediary 2014, confirming us as one of the UK's leading health insurance specialist.
Having expertly served our clients since 2002 we currently manage over 35,000 policies and are trusted by thousands of customers across the UK.
How We Work
At Chase Templeton we discuss your situation, needs and requirements
We compare your details against everything the market has to offer
We present our recommendations from the UK's leading insurers