Business Health Insurance Cash Plan

A business health cash plan can help keep your workforce happy and healthy, minimising absenteeism and maximising productivity.

Policies start at just £1.50 per week, so a Cash Plan is an affordable way of expressing concern for the welfare and wellbeing of your staff - which is a great way to motivate and inspire loyalty.

Contact us for an insurance quote now

get your free business quote

What is a Business Health Cash Plan?

Health Cash Plans are designed to help your employees with their everyday healthcare costs.

By introducing one to your business you'll help your staff get treatment when they need it, not when they can afford it. That can stop health issues escalating, whilst prompt treatment means a more speedy return to work. Many plans also include Health Screening and various advisory services, which can help prevent or nip in the bud an array of illnesses and conditions.

 

Cash Plans vs. Private Medical Insurance

While not offering the same extensive level of cover as Company Health Insurance Cash Plans are lower cost and bring benefits your employees are sure to appreciate.

These can include specialist consultations, preventative care and treatments such as optical, dental, chiropractic and osteopathic services, as well as alternative therapies including acupuncture and homeopathic remedies. Health and wellbeing services can also be used to encourage your employees to become healthier and fitter, by offering advice and support on giving up smoking and managing weight or stress.

They also offer the employer tremendous flexibility as premiums can be wholly paid by the business, part subsidised or simply offered to staff to pay for themselves - they'll benefit from the 'bulk purchasing' benefits inherent in such Health Cash Plans.

  

The Chase Templeton Health Cash Plan

In addition, Chase Templeton now offers a market exclusive Everyday Healthcare Plan, underwritten by the award winning provider Health Shield. With four different levels of cover to choose from, it offers extensive flexibility – cover starts at as little as £1.50 per week, making it a highly affordable option for any employee.

Some of the exclusive and attractive benefits it incorporates include up to 14 hours of home care assistance, and cover for prescription charges. Members can also access free online health risk assessment tools, to help pinpoint and address issues before they become serious.

To see the full extend of the Chase Templeton Health Cash Plan, view our benefits table.

  

Questions to ask when choosing a Health Cash Plan

The flexibility behind Health Cash Plans means that you can really chose what fits you best - your dedicated Chase Templeton employee benefits adviser will discuss with you the make-up of your business, your aims and objectives and your available budget. They can then cross-match them with business Health Cash Plans offered by leading UK providers including Health ShieldWestfield Health and Simply Health.

  • What's your bottom line?
    Think about the percentage of payroll cost you're willing to commit. This will inform not just the cover available but how it might be paid for.

  • What costs benefits might you enjoy from introducing a plan?
    You might view your premiums not simply as a cost but an investment, one which helps keep your staff healthy, productive and loyal.

  • Will your employees be willing to pay towards or even pay all of the health plan costs?
    If this is something you're contemplating, give thought to how you might 'sell' the idea to your staff - and how we might help.

  • Which benefits are likely to be most important to your staff?
    This is an important consideration given the flexibility plans can offer. Would you choose say, dental cover over osteopathy - or are both important?

  • Could a Health Cash Plan form part of a wider employee benefits package? You might want to think about how staff productivity, retention and recruitment might be enhanced through offering other benefits such as Group Life Insurance or Income Protection.

  

We can help you find the right corporate Health Cash Plan 

Your dedicated Chase Templeton adviser will be pleased to help you identify key priorities, guide you to the best available Health Cash Plan for your business.

We will also provide ongoing support, be that amending your future protection to meet the changing circumstances of your business or helping should any of your staff need to claim on your policy.

Contact Our Business Team For A Quote:

Request A Quote

About Chase Templeton

Our impressive trading pedigree has seen Chase Templeton named Best Group PMI Intermediary 2014, confirming us as one of the UK's leading health insurance specialist.

Having expertly served our clients since 2002 we currently manage over 35,000 policies and are trusted by thousands of customers across the UK.

How We Work

  • Step One

    At Chase Templeton we discuss your situation, needs and requirements

  • Step Two

    We compare your details against everything the market has to offer

  • Step Three

    We present our recommendations from the UK's leading insurers