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The Office for National Statistics (ONS) has revealed that self-employment is at its highest level since they began collecting this data 40 years ago.

According to the statistics gathered, there are currently 4.6 million self-employed people in the UK – 1.7 million of whom have entered self-employment since 2009.


Is the male-female ratio of self-employment starting to shift?

The survey revealed that the number of women in self-employment is growing at a faster rate than that of men. That said, it also stated that males still make up the majority of the self-employed population, as only 1.4 million are female.

However, the average income for the self-employed has fallen by 22 per cent since 2009 – after inflation has been taken into account


Why have these figures increased?

The ONS report states that the increase in self-employed workers is “predominately down to fewer people leaving self-employment than in the past”. An alternative idea is that more people turned to self-employment as the economic downturn made it more difficult to find jobs.

Another notable discovery made by the survey is that the number of self-employed over-65s has almost doubled in comparison to five years ago. It stood at 241,000 in 2009 and now it stands at 428,000. The ONS speculates that this could be a result of more people working past retirement age.

In addition to the 4.6 million people who are self-employed on a full-time basis, some 365,000 UK workers have second jobs in which they work for themselves in some capacity.

Are you self-employed and is your health properly insured?

If you work for yourself, it is highly advisable to look into acquiring self-employed private medical insurance.

It will give you peace of mind and assurance with regards to your overall health, and it will ensure that you are quickly treated and back to work as soon as possible if you are injured or fall ill.

We can offer impartial advice that will help you identify which policy is best for you, and thereby help to ensure that the business you have worked hard to get off the ground remains protected.

If you would like any more information, please get in touch.