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The United Arab Emirates (UAE) is comprised of Abu Dhabi, Dubai, Ajman, Fujairah, Sharjah, Ras al-Khaimah and Umm al-Qaiwain. It has emerged over recent years as a global business destination and a cultural hub of the Middle East, and consequently many British nationals have relocated to the area for work, becoming expats.

Do expats in the UAE need private medical insurance?

The UAE is slowly but surely moving to make private health insurance for expats complusary. For this reason, it is crucial that anyone who plans to move to the UAE thoroughly researches their options beforehand, in order to ensure immediate access to the sophisticated healthcare they may at some point depend upon.

Is there public healthcare like the NHS in the UAE?

Public healthcare facilities and resources in the UAE are recognised as highly advanced, especially in Dubai, however the UAE is moving towards a more private healthcare system for locals and expats alike. The exception to this is emergency healthcare and treatments, which will be given to anyone who needs them.

What does Health Care cost in the UAE?

As a very rough guide, the Telegraph states the following medical costs as UAE averages – this is what you could expect to pay without any form of insurance:

  • Medical consultations: £40
  • A doctor’s night call: £70
  • A hip replacement: £14,000
  • A knee replacement: £10,000

Medicines are also more expensive in the UAE than the UK, so even regular perscriptions could add up. 


UAE Expats who don’t have health insurance

If you are not going to secure medical insurance (which we strongly advise against), we recommend you apply for a health card from the UAE Ministry of Health – this will allow you to recieve emergency care only at public facilities, and only if you have the card on your persons.

We can help with your expat health insurance

At Chase Templeton we offer expert and impartial advice, and can arrange an expat health insurance policies that meets your exact budget and needs – contact us to talk through your options.