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A handy jargon buster to help you understand some health insurance terminology.

 

YEARLY MAXIMUM PER INJURY OR ILLNESS

An Annual or Yearly Maximum Per Injury or Illness is the most your health insurance policy will cover for each illness of injury over the course of a year.

YEARLY OR ANNUAL DEDUCTIBLE

A Yearly or Annual Deductible is the amount you must pay yourself on your health and medical expenses before your insurance ‘kicks in’ and starts covering your costs. This is separate to your monthly premiums.