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A handy jargon buster to help you understand some health insurance terminology.



A key man is a designated person in a business who is considered indispensible, such as a shareholder, partner, director, proprietor or key salesperson. Key Man Insurance provides the business with financial reassurance should that person be unable to work for an extensive period of time, or be unable to return to work.


The Financial Conduct Authority ask all regulated firms to provide a ‘Key Facts‘ document that summarises the services provided and that gives information on their costs.