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Q: What is the Financial Conduct Authority?

The Financial Conduct Authority (FCA) is an independent watchdog that oversees the UK financial services industry, including private medical insurance.

The FCA helps makes sure that you have all the information you need to make an informed decision about your health insurance. It requires that you as a customer have access to a ‘Key Facts‘ document, that explains everything you need to know in a clear and understandable way.

Its aims are to protect consumers, ensure stability in the industry, and promote healthy competition between financial services providers. For more details visit

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