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Health cash plans are designed to cover your everyday health costs and often include benefits such as dental and optical cover. They usually cover 50%-100% of the cost of a health bill, up to an annual fixed limit.
Costs tend to vary depending on the extent of the benefits of the policy, the number of people covered and of course the cash plan provider.
There are many benefits which can potentially be provided by a cash plan, these include:
The cost of your cash plan will depend on how many of these benefits are covered and the cover limits of the policy. For example, you will find that a cash plan which includes a £30 limit for dental costs will be much cheaper per month than a plan with a £150 dental limit.
Group policies tend to be cheaper per person because of the cost savings you get from bulk buying, so if you can take advantage of a company cash plan then it is usually well worth it – especially as many companies tend to offer these as a paid-for or company-sponsored benefit.
In addition to the above, each cash plan provider has different benefits, benefit limits and pricing structures, and there are a lot of providers on the market. Because of this, it is really important to speak to your Chase Templeton adviser to find out the best cash plan for you and your needs. Contact us today.