Call our expert health insurance advisers and we’ll be happy to help you
Yes – you can cancel your policy at any time.
The ‘cooling off’ period is the first few (normally 14) days after you’ve taken out your policy. If you change your mind and want to cancel in this time, you’ll usually receive a full refund on all the premiums you’ve paid, as long as you haven’t claimed on your insurance already.
If you cancel after your policy’s cooling off period, you won’t be entitled to a refund on any premiums you’ve paid so far.
Some providers and policies (usually for business health insurance) may also ask you to pay the rest of your annual premium up front, so it’s important to ask your Chase Templeton advisor what happens in this case.
If you’re not happy with the amount you’re paying on your health insurance, cancelling your policy isn’t the only option. Most policies have optional extras that can add to or reduce the cost. Here are the most common ways of keeping your premiums cost-efficient:
Finally consider your insurance provider. At Chase Templeton we’re experts in helping you find the right policy for your situation, at the right price. If your monthly premiums are too high just talk to our advisers about your options – we’re here to help.