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Q: Are alternative medicines available on health insurance?

Yes – The majority of health insurance policies will cover Complementary and Alternative Medicines (CAM).

 

What counts as an alternative medicine?

Complementary and alternative medicines are treatments that fall outside of mainstream healthcare. These could include:

  • Acupuncture
  • Chiropractic
  • Osteopathy
  • Homeopathy
  • Podiatry

 

It’s important to note that the amount of coverage does vary between providers – some may place limits on how many sessions you could claim for, and some may specify that you must be prescribed the treatment by a GP or consultant before attending a session.

 

Talk to a Chase Templeton advisor to find a policy that suits your needs.

 

Could I get alternative medicines on the NHS?

In most cases, no. The NHS would not offer CAMs where it does not consider it to be value for money, so you would have to secure private treatments and care.

 

Does alternative medicine cover cost more?

This really varies depending on your policy, but some providers will only include CAMs as an optional extra, which does mean you’d pay an additional premium.

Ask your Chase Templeton advisor if this is something you’re looking for. 

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