The NHS estimates that 1 in 4 people will experience mental health or psychiatric conditions in their lifetime. These terms refer to an incredibly broad range of issues, including addictions, anxiety, depression and even stress.
Some health insurance policies include cover for mental health conditions. This means that if you have mental health cover on your private medical insurance policy you will have quick access to a range of mental health treatments and specialist consultations.
Treatments for mental health conditions could include in-patient, day-patient and out-patient care, in addition to specialist consultations with psychologists and psychotherapists. Specific therapies could include:
Yes, which means it’s important you disclose this as part of your medical history when your underwriting is applied. If you don’t, you risk your future claims being rejected by your insurance provider, as you didn’t tell them all the relevant information.
At Chase Templeton we’re experts in understanding and explaining to you the ins and outs of private health insurance policies. If you’ve experienced mental health conditions in the past, or are just looking for a policy that will cover you whatever the situation, we can help – Contact Us today.