Generalised Anxiety Disorder (GAD) is a health condition where anxiety is persistent with the sufferer being unable to relax, is restless and suffers from ongoing feelings of trepidation.
It is normal for us all on occasion to feel anxious, perhaps triggered by an event such as an exam or moving house. However, some people suffer from a long term mental health condition called Generalised Anxiety Disorder (GAD). This is when anxiety is persistent with the sufferer being unable to relax, being restless and having ongoing feelings of restlessness and trepidation.
The causes of Generalised Anxiety Disorder are not known although a number of risk factors have been identified, which you can address by not smoking, following a healthy diet, avoiding stimulants such as caffeine, maintaining a good work-life balance and managing stress. Many private medical insurance policies can assist you by providing access to expert nutritional and lifestyle advice through health and wellbeing programmes which may also promote relaxation and mindfulness exercises. As policies and the levels, limits and restrictions of cover vary, you should seek expert advice before you take out a private health insurance policy.
A number of private health insurance policies cover diagnostic and psychological and/or medical treatments, including professional counselling and wellbeing therapies. The availability of benefits and treatments will depend upon your chosen insurer and specific policy. If you have been diagnosed with Generalised Anxiety Disorder before taking out your health insurance then your insurer is unlikely to provide cover – unfortunately it would be classed as a chronic or pre-existing mental health condition, which are not usually covered. If cover is provided it may be subject to specific restrictions or limits and you may be asked to pay a higher premium.
The availability of treatments will be dependent upon which private health insurance policy you’ve chosen. Those you may be eligible for include:
At Chase Templeton we’re experts in understanding and explaining to you the ins and outs of private health insurance policies. If you’re interested in something suitable for GAD, we can help you find a policy that’s right for you – Contact Us today.