Key Man Insurance

Protection for you and your business

Key Man insurance protection is designed to protect your business financially, should you lose a key worker following ill health or death.

It's worth asking yourself, if you lost a key director or your top sales person how would your business cope?

As an independent broker, we search the whole market to find the best policy to protect your company.

Key Man protection is similar to  mortgage protection and life term assurance.  The main difference is the company is the beneficiary. The policy is taken out to protect the business against the financial risk of losing a valuable employee due to critical illness or death.

Key Man Cover provides:

• protection against losses whilst key person is unable to work
• recruitment and training costs of replacement staff
• protection of profits e.g. offsetting lost income from lost sales; loss resulting from cancelled business projects that the key person was 
  involved in; loss of opportunity to expand, loss of specialised skills or 
  knowledge
• protection for those responsible for guaranteeing businesses loans or banking facilities.

What to do now

+ Call us on 0800 018 3633

+ See what our clients say about us

+ Find out about company healthcare schemes