Home Insurance
We guarantee to beat any like for like Home insurance quote*
Take the hassle out of Home Insurance by choosing our cover. Not only is it packed with features but we also guarantee to beat any like for like quote. Call us today for a no obligation quote and challenge us to beat your current deal.
Call 0800 018 3633 for a quote
Premium Home Insurance without the premium
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Buildings cover
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£1,000,000 as standard
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Contents cover
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Up to £65,000
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New for old replacement - what's this?
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 YES
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Away from home cover - what's this?
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YES - up to 10% of contents sum assured
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Pairs and sets cover- what's this?
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YES, optional
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Trace and Access cover - what's this?
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YES - Up to £5,000
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Mobile phone cover
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YES - up to £350
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Cycle cover
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YES - up to £750
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Cover for children at university or college - what's this?
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YES - up to £3,000, maximum £1,500 per item
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Legal costs cover
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YES - up to £50,000
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24 hour home emergency advice line
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YES
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24 hour claim line
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YES - with no claim form required
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Pay by Direct Debit option
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YES
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Key features explained
If you call in a flood our Home Insurance won't leave you high and dry. Below are some examples of how the extra special features of this policy works.
New for old replacement
The policy insures your contents on a 'new-for-old' basis, meaning they would be replaced as new if destroyed by an event insured by the policy.
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Away from home cover
The policy covers items that are taken away from the home, for example, you're covered if:
- You drop your digital camera when you're outside
- You lose your iPod on a train
- Your laptop is stolen
- You lose something in the garden
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Pairs and sets cover
Your standard Buildings insurance will cover the replacement of a damaged unit in the kitchen or bathroom. However, if we can't source a new matching set, then we will cover you for replacing the whole set (all of the kitchen units or a new bathroom suite) rather than just one item, up to the value of £3,000.
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Trace and Access cover
If you have hidden pipes in the bathroom or kitchen which burst, the damage caused is covered under your standard Buildings insurance, however, the cost of finding the pipe, tracing the leak, fixing and perhaps re-tiling and the time of the plumber is not covered. But it is with Trace and Access cover, up to the value of £5,000.
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Cover for children at university or college
With the rising costs of student fees and accommodation, parents can face a huge financial burden when their children go to university or college. Student houses are one of the most common targets for burglars due to their relatively poor security. They are often filled with high value items such as computers, mobile phones and stereos - we've got them covered, up to the value of £3,000.
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Call 0800 018 3633 for a quote
Important information:
* Price guarantee: We will beat any like for like Buildings only or Contents only quote by £12.50. We will beat any like for like Buildings and Contents quote by £25. Offer may be withdrawn at any time.
This insurance policy is provided by IMD. Terms and conditions apply and all quotes are subject to IMD standard underwriting criteria.