Health Insurance

How to make a claim

 

It's easy to make a claim on your Individual Health Care Insurance.  As a client of ours we're always here to help, just give us a call on 0800 018 3633.

Generally, the process for making a claim follows these steps, as each provider has a slightly different process you should refer to your policy documents.

1

Visit your GP

When you visit your GP let them know you have Individual Healthcare Insurance.  If they refer you to a specialist for an initial consultation you need to contact your insurance provider.

2

Authorisation

It's important that at this stage you call your provider to make sure the consultation is covered under your policy. You will be given a 'pre-authorisation number' which you will need to take to the hospital.  This ensures all costs are sent direct back to the insurer.

3

Diagnosis

Following your consultation your specialist may recommend you for further treatment, either as an in-patient where you will need to stay over night or as a day patient.

4

Treatment

You will need to call your individual health care insurance provider to make sure the treatment recommended for you is covered by your policy.  You will be given another 'pre-authorisation number' which you will need to take to the hospital.  This ensures all costs are sent direct back to the insurer.

5

Additional treatment and follow ups

Once you've received your treatment you may need to go back for a follow up appointment.  Call your insurer to let them know.


Remember, we're here to help you if you need it - just give us a call.

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